Affordable Care Act
Understanding the ACA and your health insurance options
HOW WE CAN HELP
CR Insurance Group represents several insurance companies, including BrightHealth, Ambetter, and others. We are committed to helping our community take full advantage of the benefits provided by the ACA. Our expert advisors can guide you to the plan that fits your specific needs.
Save Big!
With CR Insurance Group, discover affordable insurance plans that fit your budget and offer you the protection you need.
Cost Transparency
Our advisors will help you break down all the costs and benefits of your plan, ensuring that you don't overpay and get the best possible value.
Established on March 23, 2010
The ACA revolutionized
the health care landscape in the United States, with the goal of expanding and improving access to health care while reducing costs. Protecting yourself and your family through health insurance is not only a responsible choice, but also a legal requirement for most.
FIND OUT ABOUT
frequently asked questions
What is Health Insurance?
What is Health Insurance?
Health insurance is a contract between you and an insurance company that sets out your coverage, as well as the responsibilities and rights of both the insured and the insurer. A monthly premium is paid for this coverage. Health insurance plans can be purchased either through your employer or individually.
Importance of Health Insurance
Importance of Health Insurance
Having health insurance is crucial for a number of reasons, whether you obtain it through your employer, Medicare, Medicaid or privately. Under the Affordable Care Act, failure to obtain insurance, if you qualify, can result in a penalty calculated as a percentage of your annual income. It is essential to be well informed and comply with this obligation to protect yourself and your loved ones.
Plans Available in the Market
Plans Available in the Market
There are a variety of plans available in the health care marketplace, each designed for specific scenarios or events in life. However, it is important to note that not all of these are considered health insurance.
Types of plans available include:
Catastrophic Illness Policies
Accident Policies
Supplemental Policies
Hospital Indemnity Policies
Supplemental Prescription Drug Coverage
Discount Plans
Let us help you understand how to choose the plan that best suits you.
Get a quote
Get an insurance quote
