Health Insurance, is the best option to protect your family, since March 23, 2010, there is the Patient Protection and Affordable Care Act known as Obamacare. It is a health reform that extends and improves access to health care and reduces spending through regulations and taxes.
A Medical Insurance is obtained through a contract with a Health Insurance company in which the conditions, responsibilities and rights of both the insured and the insurer are stipulated and for which a monthly cost is paid for the plan or policy. Health insurance can be obtained through the employer or individually.
One of our most essential priorities is knowing that we have an obligation to protect ourselves and our loved ones with health insurance, whether we get it through our employer or privately, or through the State program, Medicare or Medicaid. Under Obamacare law, if we are uninsured and qualify for it, we will be penalized with a certain percentage of our annual income. We recommend that we inform ourselves and fulfill this responsibility.
There are in the Marketplace a variety of plans or products that Insurance Companies offer for certain cases or events that may happen in life. Some of these products or plans are not health insurance, so it is important that we inform ourselves about it. Within these plans we can mention the following:
Catastrophic Illness Policies, Accident Policies, Supplemental Policies, Hospitalization Indemnity Policies, Supplemental Prescription Drug Coverage, Discount Plans, etc.
CR insurance Group represents Insurance Companies such as BrightHealth, Ambetter and others. We are happy to help our community get the benefits of the Health Act and advise them to find and subscribe to the plan that suits them best.
We hope you can contact us regarding any questions you have, and we will gladly assist you.